Information We Collect

• User Data: Information you provide, such as name, email address and currency.
• App Data: Amount in dedicated virtual banks, expenses, transfers, budget plans, and all financial information you log and manage within the app.

How We Use Your Information

We use your information to:

• Allow you to create, view, and manage your expenses.
• Enable features like editing or deleting expenses and editing budget plans.
• Provide support and improve our service.

Sharing of Information

We do not share your information with any third-party apps or services. Your data stays private and is only used within the app.

Your Rights

You have full control over your data:

• Edit or delete your expenses at any time.
• Delete your account whenever you choose.
• Contact us for any privacy-related concerns at support@findiscipline.com.

Data Security

We implement industry-standard security measures to protect your personal and financial information from unauthorized access, alteration, disclosure, or destruction. Your expense data, budget plans, and personal information remain completely private within FinDiscipline and are never shared with external parties.

Authentication & Access Control:

• We use OTP (One-Time Password) verification for secure user authentication
• We do not store traditional passwords or sensitive authentication data
• Access to your account is protected through secure verification processes

Data Protection Measures:

• All data transmission is encrypted using secure protocols
• Your information is stored in secure, access-controlled systems
• Regular security assessments and updates are performed

User Responsibilities:

While we implement robust security measures, no system is completely secure. We encourage you to:

• Keep your verification details and account information confidential
• Use secure networks when accessing the app
• Report any suspicious activity immediately

Data Privacy:

Your financial data, expense logs, and personal notes are used solely within the app to provide you with expense management and budgeting features. We do not share, sell, or distribute your information to any third parties.

Children's Privacy

FinDiscipline can be used by individuals of any age to manage personal expenses. We do not collect age information, verify user age, or require parental consent. It is the user's responsibility to ensure they meet any age requirements in their jurisdiction and use the app appropriately.

How we make changes to this Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated "Last Modified" date. By continuing to use FinDiscipline after changes take effect, you agree to the updated policy.

How long we keep your information

We keep your information only so long as we need it to provide FinDiscipline to you and fulfill the purposes described in this policy. When you choose to delete your account, we depersonalize your data by:

• Removing all personal identifiers (name and email).
• Retaining only anonymous usage data for service improvement

This anonymized data helps us enhance FinDiscipline's features and user experience, but cannot be used to identify or target you in any way.

Contact Us

For questions or concerns about this Privacy Policy, please contact us: ✉️ support@findiscipline.com